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Personal Checking Accounts
Whether you are looking to switch banks or start a new checking account, West Gate Bank offers a variety of accounts to fit your needs. As a local community bank, West Gate Bank is proud to say that 100% of your deposits are reinvested in the Lincoln community. So by banking with West Gate Bank, not only are you getting a great account with great service, you are helping your community grow.
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Completely Free Checking
West Gate Bank's Completely Free Checking provides all the value of a great checking account without the hassle of a minimum balance.
- No monthly service charge
- No minimum balance
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Overdraft Privilege*
- Imaged statements
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
Direct Free Checking with Interest
This FREE checking account earns interest with the convenience of direct deposit or any automatic payment.
- No monthly service charge
- No minimum balance
- Interest paid on all balances
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Direct deposit or direct ACH payment needed for this account
- Overdraft Privilege*
- Imaged statements
- Interest is calculated using daily balance and is paid monthly
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
High Interest Checking
A special account with extra benefits and earnings potential, High Interest Checking is perfect for those who can maintain a higher balance.
- No monthly service charge
- $1,500 minimum balance ($6 fee if balance falls below $1,500)
- Interest paid on all balances
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Overdraft Privilege*
- Imaged statements
- Interest is calculated using daily balance and is paid monthly
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
50+ Free Checking with Interest
If you are 50 years of age or better, this account is just right for you.
- No monthly service charge
- No minimum balance
- Interest paid on all balances
- FREE non-West Gate Bank ATM withdrawals^ (4 per statement cycle)
- FREE checks for life of account
- FREE ATM/Debit card
- FREE online banking
- FREE online bill pay
- FREE unlimited check writing
- FREE gift at account opening
- Overdraft Privilege*
- Imaged statements
- Interest is calculated using daily balance and is paid monthly
- Only $50 to open account
^ West Gate Bank will not charge a fee for using a non-West Gate Bank ATM. The owner of the ATM, however, may charge a fee.
*For more information about West Gate Bank's Overdraft Privilege, view our policy.
For more information, please contact a personal banker at one of our branch locations.
Equal Housing Lender